EMPLOYEES CREDIT UNION AND KAUFMAN COUNTY CREDIT UNION A branch of Employees Credit Union DIVIDEND RATE SCHEDULE EFFECTIVE SEPTEMBER 06, 2010 TERM IRA or TERM SHARE CERTIFICATES - $1,000.00 Minimum 3 & 6 Month Certificates - Dividends posted at maturity 12-36 Month Certificates - Dividends posted quarterly Early withdrawal of Certificate may incur a penalty Term Share Certificates declared weekly APY = Annual Percentage Yield RATE = Dividend Rate Important Notice:  Your credit union is NOT a bank or investment firm. Your aggragate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000. Term Rate - APY 3 month 0.27% - 0.27% 6 month 0.41% - 0.41% 12 month 0.77% - 0.77% 18 month 0.81% - 0.81% 24 month 1.09% - 1.09% 30 month 1.13% - 1.13% 36 month 1.45% - 1.46% Regular Savings Account- With average balance of $500.00 earn 0.86% RATE Compounded and credited monthly at 0.86% APY Checking Accounts- With average balance of $500.00 earn 0.55% RATE Compounded and credited monthly at 0.55% APY IRA Savings Accounts- With average balance of $500.00 earn 1.30% RATE Compounded and credited monthly at 1.31% APY Money Market Savings- With a minimum balance of $2,500.00 earn 1.19% RATE Compounded and credited monthly at 1.20% APY Money Market Savings Plus- With a minimum balance of $10,000.00 earn 1.28% RATE Compounded and credited monthly at 1.29% APY ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE- FOR ADDITIONAL INFORMATION CALL 214-357-3328 EXT 216 OR EXT 210