EMPLOYEES CREDIT UNION AND KAUFMAN COUNTY CREDIT UNION A branch of Employees Credit Union DIVIDEND RATE SCHEDULE EFFECTIVE MONDAY, MAY 19, 2008 TERM IRA or TERM SHARE CERTIFICATES - $1,000.00 Minimum 3 & 6 Month Certificates - Dividends posted at maturity 12-36 Month Certificates - Dividends posted quarterly Early withdrawal of Certificate may incur a penalty Term Share Certificates declared weekly APY = Annual Percentage Yield RATE = Dividend Rate Term Rate - APY 3 month 1.68% - 1.68% 6 month 2.35% - 2.35% 12 month 2.16% - 2.18% 18 month 2.14% - 2.16% 24 month 2.40% - 2.42% 30 month 2.39% - 2.41% 36 month 2.70% - 2.73% *Special Offer- Limited Time Regular Savings Account- With average balance of $500.00 earn 0.86% RATE Compounded and credited monthly at 0.86% APY Checking Accounts- With average balance of $500.00 earn 0.55% RATE Compounded and credited monthly at 0.55% APY IRA Savings Accounts- With average balance of $500.00 earn 1.62% RATE Compounded and credited monthly at 1.63% APY **IRA SAVINGS & CERTIFICATES NOW INSURED TO $250,000! Money Market Savings- With a minimum balance of $2,500.00 earn 1.50% RATE Compounded and credited monthly at 1.51% APY Money Market Savings Plus- With a minimum balance of $10,000.00 earn 2.00% RATE Compounded and credited monthly at 2.02% APY ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE- FOR ADDITIONAL INFORMATION CALL 214-357-3328 EXT 216 OR EXT 210