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Have you read the fine print on those 0% credit card offerings? If you haven't, you may want to reconsider what is being offered. Ask these questions:
* What will your rate be when the 0% offer period has elapsed?
* If you are ever late, over-credit-line, have a returned payment-will your rate go up?
* If your payment is lost in the mail what type of late fees and penalties will you incur?
* Is there an Annual Fee or other types of fees?
We offer three different MasterCard plans; Secured MasterCard, Classic MasterCard and our newest card-MasterCard Gold.
The Classic card is offered at 12.9% APR fixed rate, no Annual Fee with 25 grace days from billing date to make your payment. Our Secured card is offered at 15.5% APR fixed rate, no Annual Fee with 25 grace days from billing date to make your payment. The Secured Mastercard is a great way to establish credit or rebuild credit.
Our "Gold" MasterCard, for qualified members, opens with a minimum credit line of $2000, up to a maximum of $20,000. The great thing is the low 9.9% APR fixed rate, no Annual Fee with 25 grace days from billing date to make your payment. Plus, you earn cashback on top of that. Save money and make money at the same time.
All three programs offer free cash advances and no-fee balance transfers. Additionally, MasterCard has a zero liability policy on unauthorized, fraudulent charges.
ECU's MasterCard is accepted worldwide, at millions of locations offering great convenience.
Reminders:
Visit GOTOMYCARD to review your MasterCard purchases.
To report a lost or stolen Mastercard during non-business credit union hours, please call 1-800-442-4757. | 
