Rate & Fee Schedule
Application Quick List


FREE SERVICES

 Personal Assistance-no charge for account inquiries or transaction requests
 Internet Home Banking-check your account 24/7, free check copies of paid items
 Bill Payment-unlimited payments, pay anyone, anytime-anywhere
 e-Statements-get your member account statement online, up to 6 months available
 e-Transfer-transfer funds between your ECU accounts, transfer funds to your ECU account
 Telephone Audio Response-use your telephone to check your account 24/7, English and Spanish
 VISA Check Card Merchant Purchases-no charge and zero liability when used at any participating merchant
 MasterCard/VISA Cash Advance-use either card to receive no fee cash advances
 Auto Market Network of Dealers-secure the best price on your next vehicle purchase
 Notary Service-no charge for notarizing your documents

Membership Share-par value-returned upon account closure     25.00
Membership Fee       5.00
Savings-Excessive Withdrawal Fee-per transaction if over 2 withdrawals per month       5.00
Money Market-Excessive Withdrawal Fee-per transaction if over 3 withdrawals per month       5.00
ECU Classic Checking Monthly Service Fee-if average daily balance drops below $500       5.00
VISA Checking Monthly Service Fee       0.00
Bill Payment Service Fee       0.00
e-Transfer Fee, outgoing transfer only       2.00
Check Order Printing Fee-prices are dependent upon style and subject to increase without notice       *****
Stop Payment Order On Check or Official Check, per item or check range      15.00
Loan-Skip A Payment Fee      25.00
Loan-Title Processing Fee-for transfer of ownership on a title of a vehicle used as collateral      25.00
Account Reconciliation Fee-per hour, $10 minimum charge      15.00
Account Research Fee-per hour, $10 minimum charge      15.00
Member Statement Copy Fee, per copy        5.00
Returned Check Fee (Deposited or Cashed)-per item, refers to an item not written by you      30.00
Returned Item Fee-(Check, ACH, Bill Payment) per item, written or originated by you      30.00
Item Collection Fee-per item, charged when item is collected and settled, Foreign or Domestic      10-25
Foreign Currency Conversion, per transaction      18.00
Domestic Wire Transfer, per wire      12.00
International Wire Transfer, per wire      30.00
Domestic Western Union, per Western Union wire      15.00
Mexico Western Union, maximum wire $5,000, per Western Union wire      20.00
International Western Union, $0 - $2,000, per Western Union wire      30.00
International Western Union, $2,001 - $10,000 (maximum), per Western Union wire      45.00
Lost VISA Check Card or MasterCard Replacement Fee      10.00
VISA Check Card or MasterCard Merchant Sales Copy, per copy requested      10.00
Check Copy Fee, per copy       5.00
Official Check, per check issued       2.00
American Express Traveler Cheque Fee, per each $100       1.00
American Express Gift Cheque, per check       2.50
American Express Gift Card, per card       3.95
Traveler's Express Money Order, maximum $1,000 per money order       1.00
Negative Balance Fee, per occurrence       5.00
Transaction Listing Fee, per page, if mailed to you       5.00
Returned Mail Fee, per incident       1.00
ATM/POS/CO-OP Convenience Fee, per transaction       1.00
ATM Inquiry, per inquiry           .75
Check Cashing Fee, per $100, on amounts exceeding account balance and "less cash" per $100 or fraction thereof
      1.00

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