Rate & Fee Schedule

Please note, as of January 1, 2018, some of our fees have changed. Please see our new Fee Schedule below.

 Personal Assistance – no charge for account inquiries or transaction requests
 Internet Home Banking – check your account 24/7, free check copies of paid items
 Bill Payment – unlimited payments, pay anyone, anytime-anywhere
 e-Statements – get your member account statement online, up to 6 months available
 e-Transfer – transfer funds between your ECU accounts, transfer funds to your ECU account
 Telephone Audio Response – use your telephone to check your account 24/7, English and Spanish
 VISA Check Card Merchant Purchases – no charge and zero liability when used at any participating merchant
 MasterCard/VISA Cash Advance – use either card to receive no fee cash advances
 Auto Market Network of Dealers – secure the best price on your next vehicle purchase 

Fee Amount
Paper Statement*  3.00
Foreign ATM  3.00
Overdraft Protection Transfer: Savings/Checking  3.00
Copy of Statement/Check  3.00
Official Check  5.00
Returned Mail  5.00
Replacement Plastic Card (after first free card)  5.00
Non-Member Check Cashing Fee  5.00
Dormant Account Per Month**  5.00
Mastercard Gift Card  5.00
Overdraft if under $35.00  5.00
Interest Checking (waived if over $500)  5.00
Easy Pay  10.00
Domestic Wire  35.00
Stop Payment: ACH/Check  35.00
Courtesy Pay: Check/ACH/Debit Card  35.00
Returned Item (Reg D)  35.00
Returned Deposit  35.00
Research per Hour  35.00
Incorrect Wire Info/Returned Wire  35.00
Durable Power of Attorney Acceptance   50.00
Loan Skip A Payment Fee  50.00
Title Fee – File Lien Only  50.00
Title Fee – Sale of Transfer of Ownership***  50.00
Foreign Item Collection Fee  50.00
Plastic Card Rush Fee  90.00
Garnishment/Levy (plus legal fees)  125.00
Safe Deposit Boxes  
3×5  20.00
3×10  40.00
5×10  60.00
10×10  80.00
Key Deposit   10.00
Change Lock/Drilling  Actual Cost


*Waived if under 18 or over 60; first 90 days of account opening waived.
**Dormant fee is charged from months 6-12 of account being inactive.
***Waived for external refinance.