Deposit Rates

EMPLOYEES CREDIT UNION

DIVIDEND RATE SCHEDULE
 EFFECTIVE MARCH 06, 2017
TERM IRA or TERM SHARE CERTIFICATES – $1,000.00 Minimum

  • 3 & 6 Month Certificates – Dividends posted at maturity
  • 12-36 Month Certificates – Dividends posted quarterly
  • Early withdrawal of Certificate may incur a penalty
  • Term Share Certificates declared weekly
  • APY = Annual Percentage Yield
  • RATE = Dividend Rate

FINANCIAL INSTITUTIONS MAY NOT DEPOSIT FUNDS AT ECU

Important Notice:  Your credit union is NOT a bank or investment firm.
Your aggregate funds in Savings, Checking, Money Markets, and Certificates are insured by NCUA up to $250,000.

Term Rate – APY
3 month 0.12% – 0.12%
6 month 0.20% – 0.20%
12 month 0.30% – 0.30%
18 month 0.35% – 0.35%
24 month 0.45% – 0.45%
30 month 0.50% – 0.50%
36 month 0.55% – 0.55%

Regular Savings Account- With average balance of $500.00 earn 0.05% RATE
Compounded and credited monthly at 0.05% APY

Checking Accounts- With average balance of $500.00 earn 0.01% RATE
Compounded and credited monthly at 0.01% APY

IRA Savings Accounts- With average balance of $500.00 earn 0.05% RATE
Compounded and credited monthly at 0.05% APY

Money Market Savings- With a minimum balance of $2,500.00 earn 0.10% RATE
Compounded and credited monthly at 0.10% APY

Money Market Savings Plus- With a minimum balance of $10,000.00 earn 0.15% RATE. Compounded and credited monthly at 0.15% APY

ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
FOR ADDITIONAL INFORMATION CALL 214-357-3328