Auto Loans

We’ll beat your rate by 0.50%* 

Whether you’re buying new, used, or simply looking to refinance your current vehicle, ECU has an auto loan to get you on the road. We offer rates as low as 2.80% APR* and for a limited time, we’ll beat our competition’s rate by 0.50% APR!*

We also offer protection options to keep you covered down the road, such as Extended Auto Warranties, GAP, and Dent Guard. These are offered at a MUCH lower cost than what a dealership would charge you!

Need help finding the right car? We’ve partnered with dealers in our neighborhoods to provide our members with the best possible car buying experience. Click here to check out our Preferred Dealer Network.

Have questions or ready to get your loan started? Call us today at 214-357-3328 in Dallas or 972-932-8323 in Kaufman. Our loan officers are here to make your application process easy and get you in that car blazing fast!


*APR = Annual Percentage Rate. Rates and offer are subject to change without notice. Promotional rate match by 0.50% is good until further notice. Advertised rate is for members buying a new vehicle models 2015 and newer and have a credit score of 700+. ECU/KCCU does not refinance its own loans. Loan term conditions apply.