Credit Cards

Mastercard Credit Cards

What better tool to have in your wallet than the credit card most accepted around the world!

At Employees Credit Union, we offer a variety of Mastercard credit card options for you to choose from:

  • Classic Mastercard: The Classic card is offered at a rate as low as 12.9% APR* with no annual fee.
  • Mastercard Gold: Our “Gold” Mastercard, for qualified members, opens with a minimum credit line of $2,000 and a maximum of $20,000. The rate can be as low as 9.9% APR* and no annual fee. Plus, you earn cashback on top of that. Save money and make money at the same time!
  • Secured Mastercard: Our Secured card is offered at a rate of 15.9% to 18% APR* with no annual fee. Our Secured Mastercard is a great way for members to establish credit or rebuild credit.

Bring Balance to Your Life.
We know finding balance in your life can be hard, that’s why we’ve made it easier. Transfer your credit card balances to ECU, consolidate your debt and take advantage of 6.75% APR fixed until paid in full*. Plus we’ve waived the balance transfer fee for a limited time. 

Apply Now


Visit GOTOMYCARD to review your MasterCcrd purchases.

To report a lost or stolen Mastercard during non-business credit union hours, please call 1-800-442-4757.

Increase the security on your card. Learn more

Click here to see a full copy of our Mastercard Credit Card disclosures.

*APR = Annual Percentage Rate. Click here to view full terms and rates in our Mastercard disclosure. 
***Payments will be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance with the highest APRs. Qualifying purchases made from November 1 through December 31, 2017 shall accrue interest at the promotional APR of 5.9%. The purchases shall continue to accrue interest at the promotional APR through the July 2018 billing cycle, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert to cardholder’s standard APR. Late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer.