Loan Referral Program

Love Banking with ECU?

Share the love with your family and friends! Refer someone you know to open an auto loan or credit card with ECU and we’ll give you $25*

All you have to do is print this referral form or find one at your local ECU branch, fill in your name and phone number and give it to someone you know that is looking for a great banking experience. Once they open the qualified loan, you’ll be rewarded with $25 in your account. It’s that simple. 

We know you love ECU, so share the love with everyone you know, and get rewarded for doing it. The more people you refer the more you’re rewarded! 


* “Existing members” of Employees Credit Union can refer others to become members of Employees Credit Union by filling out a Member Referral Form. An existing member is defined as a natural person who is a member of Employees Credit Union in good standing. Existing members will earn $25 for each person that is (a) referred using the entry form as referenced above and that (b) becomes a NEW member of Employees Credit Union by opening a new Regular Share account and either opens an ECU credit card or funds an auto loan. Loan must be opened or funded before referral bonus will be rewarded. Referral bonus paid within 30 days of loan being funded. Cash or non-cash gifts in excess of $10 are subject to IRS reporting on form 1099-INT. There is a maximum limit of 10 “qualified” referrals which result in a Referral Bonus Deposit and there is a maximum Referral Bonus Deposit amount of $250 per existing member household. The limits described above are defined by said person’s SSN/TIN and those living/residing in the same household. Any applicable Referral Bonus Deposit amounts granted will be credited to existing members’ membership account within 30 days of their referral completing the requirements listed above. Please consult your tax advisor as to the taxability and reporting of these bonus payments. Offer is subject to change without notice. Employees and their families are not eligible. New member must meet ECU’s membership eligibility requirements.